budget. i hate that word. my financial methodology is more along the lines of “try to be sensible and then hope for the best.” i’m not a planner by any means. i don’t, for instance, make lists when i go to the grocery store (that’s why all those tins of stuffed olives keep cropping up in the fridge.) but, i do keep the financial lessons learnt from my parents fresh in my mind – my mom still has her little notebooks where she wrote down every single thing they spent money on as a young couple starting out. they even made their own beer. how’s that for thrifty, eh?